Category Archives: Money Management & Personal Finance

Military Survivor Benefit Plan – An Overview to Help You Decide if You Should Buy in or Not


This “simple little SBP summary” mutated into a two-part description. Today we’ll cover Survivor Benefit Plan (SBP) for active-duty retirees and in the next post we’ll cover the Reserve Component SBP. The SBP will cost you up to 6.5% of … Continue reading

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Asset Allocation Considerations for a Military Pension


Here’s my in-depth answer with the nitty-gritty details of the following question: If you’re receiving a military pension, then how should you invest the rest of your portfolio? Frankly, to the majority of you readers, this will be a boring … Continue reading

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Living with Inflation – How to Handle Inflation in Your Investment Portfolio


The last post described the long-term effects of inflation and explained how a COLA pension (plus a portfolio of equities) can stay ahead. One of the issues with the COLA system is its reference: the Consumer Price Index, or CPI. … Continue reading

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During retirement: take small financial steps (part 2 of 2)


  The first post of this series talked about small financial steps to take during the first few months of retirement.  We’ll close by considering how to handle your tax-deferred investments in the Thrift Savings Plan and what other adjustments … Continue reading

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During retirement: take small financial steps (part 1 of 2)


When you’re planning and saving for early retirement, your ER budget is only an estimate of your ER spending. It may be a very good estimate, and you’ll adjust it as you get closer to retirement, but only when you’re … Continue reading

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