Category Archives: Money Management & Personal Finance

“What If The 4% Safe Withdrawal Rate Fails?!?”


In an earlier blog post I wrote: “In a future blog post I’ll share more ways to get comfortable with the 4% SWR.” That’s based on a question from a member of ESIMoney’s Millionaire Money Mentor forum: “I have to admit … Continue reading

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Fear And The Just One More Year Syndrome


  “If you could stop working, why haven’t you?” “If you’re financially independent, then why are you going to work this week?” Those quotes were posted on ESIMoney’s Millionaire Money Mentors forum. I spend an hour or two there almost … Continue reading

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20 Years Of Financial Independence & Military Retirement 


After 20 years of military retirement, life is better than ever! We’ve made the shift from accumulating assets (and our former insecure attitude of scarcity) to philanthropy and gifting (from a mindset of abundance). Continue reading

Posted in Financial Independence, Military Life & Family, Military Retirement, Money Management & Personal Finance, What Do You DO All Day?!? | Leave a comment

Under New Management: Again!


  (This post was originally written in late 2021, and it’s updated for March 2022.)   Three Creeks Media bought The-Military-Guide website. You can read the text of the press release at the end of this post. Here’s more information … Continue reading

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Did DFAS And The TSP Let You Contribute Too Much?


Check your 2021 TSP contributions now! I’ve heard from three different servicemembers that the Defense Finance and Accounting Service and the Thrift Savings Plan have failed to stop their TSP contributions after reaching the elective deferral limit ($19,500 in 2021). … Continue reading

Posted in Investing & TSP, Military Retirement | 9 Comments