Author Archives: Doug Nordman

About Doug Nordman

Author of "The Military Guide to Financial Independence and Retirement" and co-author of "Raising Your Money-Savvy Family For Next Generation Financial Independence."

“Why Do I Have To Pay Back VSI or SSB?!?”


Just when you think you’ve written about everything in military personal finance, someone asks a new question about an old topic. If you’re still in uniform, here’s a cautionary tale. If you’re a veteran of a certain age, let’s take … Continue reading

Posted in Career, Military and Veterans Benefits, Military Retirement, Sea Stories | Leave a comment

21.5 Years Of Financial Independence and Early Retirement


  As we slide into 2024, after more than two decades of financial independence, I feel as if my spouse and I are reaching an inflection point. We’ll highlight the changes. It’s all good.   Slow Travel 2023:  Flying Space … Continue reading

Posted in Financial Independence, Travel, What Do You DO All Day?!? | 4 Comments

“What If The 4% Safe Withdrawal Rate Fails?!?”


In an earlier blog post I wrote: “In a future blog post I’ll share more ways to get comfortable with the 4% SWR.” That’s based on a question from a member of ESIMoney’s Millionaire Money Mentor forum: “I have to admit … Continue reading

Posted in Financial Independence, Money Management & Personal Finance | Leave a comment

Sea Story: Standing Duty During A Volcanic Eruption With A Typhoon


This post doesn’t have a financial independence theme, but it certainly helped me develop attitudes of gratitude and abundance.  I’m also sharing it to help others. June 15th is the anniversary of the 1991 eruption of Mount Pinatubo in the … Continue reading

Posted in Military Life & Family, Sea Stories, Travel | 3 Comments

Fear And The Just One More Year Syndrome


  “If you could stop working, why haven’t you?” “If you’re financially independent, then why are you going to work this week?” Those quotes were posted on ESIMoney’s Millionaire Money Mentors forum. I spend an hour or two there almost … Continue reading

Posted in Financial Independence, Military Life & Family, Money Management & Personal Finance | Leave a comment