Category Archives: Financial Independence

The World’s Best Asset Allocation


Military families ask a frequent question about financial independence: “Hey Nords, what stocks should we buy?” It’s a trick question. Before people start picking investments, the first step is deciding on an asset allocation. Yet the responses quickly devolve into … Continue reading

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Reasons To Keep Your TSP Account (or NOT)


A long-time reader (and good friend!) writes about their financial independence: “Is there ever an issue to keep money in the federal Thrift Savings Plan instead of moving it to a brokerage firm? I still have my military and civilian … Continue reading

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21.5 Years Of Financial Independence and Early Retirement


  As we slide into 2024, after more than two decades of financial independence, I feel as if my spouse and I are reaching an inflection point. We’ll highlight the changes. It’s all good.   Slow Travel 2023:  Flying Space … Continue reading

Posted in Financial Independence, Travel, What Do You DO All Day?!? | 5 Comments

“What If The 4% Safe Withdrawal Rate Fails?!?”


In an earlier blog post I wrote: “In a future blog post I’ll share more ways to get comfortable with the 4% SWR.” That’s based on a question from a member of ESIMoney’s Millionaire Money Mentor forum: “I have to admit … Continue reading

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Fear And The Just One More Year Syndrome


  “If you could stop working, why haven’t you?” “If you’re financially independent, then why are you going to work this week?” Those quotes were posted on ESIMoney’s Millionaire Money Mentors forum. I spend an hour or two there almost … Continue reading

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