Category Archives: Money Management & Personal Finance

“Why Do We Start Our Financial Independence With Two Years’ Expenses In Cash?”

Posted on April 10, 2025 by Doug Nordman

  Are you ready to launch into your new financially-independent life, but nervous about how the money’s going to work out? You’re not alone. I’m getting a lot of questions about Sequence Of Returns Risk. People are familiar with the … Continue reading →

Posted in Financial Independence, Money Management & Personal Finance | 2 Comments

Yet Another John Hancock Long-Term Care Insurance Update

Posted on March 27, 2025 by Doug Nordman

Me, a decade ago: “John Hancock made my father’s long-term care insurance claim the worst financial experience ever.” John Hancock LTC team, a decade later: “Hey Nords, hold our beer.” This letter claiming to be from John Hancock arrived in … Continue reading →

Posted in Insurance, Money Management & Personal Finance, What Do You DO All Day?!? | 2 Comments

Medical Tourism at Bangkok’s Bumrungrad Hospital (2025 update)

Posted on March 13, 2025 by Doug Nordman

Whether or not you’re financially independent, when was your last physical exam? This post updates our medical tourism travels for our third visit to world-famous Bumrungrad Hospital. If you’ve never been there (or in Thailand) then please read this 2014 … Continue reading →

Posted in Financial Independence, Insurance, Military and Veterans Benefits, Money Management & Personal Finance, What Do You DO All Day?!? | Leave a comment

Financial Peace While in the ICU

Posted on February 20, 2025 by Doug Nordman

This post is brought to you by a reader– and his spouse– who choose to stay anonymous about their experiences with their local Intensive Care Unit during the pandemic.   It’s a timely reminder of everyone’s “why” of financial independence– and … Continue reading →

Posted in Financial Independence, Insurance, Military and Veterans Benefits, Military Life & Family, Military Retirement, Money Management & Personal Finance | Leave a comment

Armed Forces Insurance: “Your home policy is canceled.”

Posted on February 6, 2025 by Doug Nordman

  My spouse and I have been with Armed Forces Insurance for 44 years… starting with a personal-property policy way back when I was (unbelievably) a teenage midshipman. It’s quite possible that their decades of low premiums and generous claims … Continue reading →

Posted in Insurance, Money Management & Personal Finance, USAA | 2 Comments