Category Archives: Money Management & Personal Finance

Asset Allocation Considerations for a Military Pension


Here’s my in-depth answer with the nitty-gritty details of the following question: If you’re receiving a military pension, then how should you invest the rest of your portfolio? Frankly, to the majority of you readers, this will be a boring … Continue reading

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Living with Inflation – How to Handle Inflation in Your Investment Portfolio


The last post described the long-term effects of inflation and explained how a COLA pension (plus a portfolio of equities) can stay ahead. One of the issues with the COLA system is its reference: the Consumer Price Index, or CPI. … Continue reading

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During retirement: take small financial steps (part 2 of 2)


  The first post of this series talked about small financial steps to take during the first few months of retirement.  We’ll close by considering how to handle your tax-deferred investments in the Thrift Savings Plan and what other adjustments … Continue reading

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During retirement: take small financial steps (part 1 of 2)


When you’re planning and saving for early retirement, your ER budget is only an estimate of your ER spending. It may be a very good estimate, and you’ll adjust it as you get closer to retirement, but only when you’re … Continue reading

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Tailor Your Investments to Your Military Pay and Your Pension


Moshe Milevsky’s book “Are You a Stock or a Bond?” suggests that military on active duty can invest much more aggressively than many civilians. Milevsky’s concept of “human capital” grew out of his studies of investment and retirement plans. He … Continue reading

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