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The object on the bulkhead is the ship's seal engraved onto a wood platter.</image:title><image:caption>Wardroom laptop 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Carey</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2024/01/img_9867.png</image:loc><image:title>IMG_9867</image:title></image:image><lastmod>2024-03-23T05:01:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2023/10/26/what-if-the-4-safe-withdrawal-rate-fails/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2023/10/image_258475a6-e2b8-42c2-81de-406a041903f9.jpg</image:loc><image:title>image_258475a6-e2b8-42c2-81de-406a041903f9</image:title></image:image><lastmod>2023-10-21T08:40:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2023/04/11/fear-and-the-just-one-more-year-syndrome/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2023/04/monopoly-millionaire-character.png</image:loc><image:title>Monopoly Millionaire character</image:title></image:image><lastmod>2023-04-09T00:55:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2022/06/01/20-years-of-financial-independence-and-military-retirement/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/06/4c8e800b-263a-4627-8285-420eba9c1d1d.jpeg</image:loc><image:title>4C8E800B-263A-4627-8285-420EBA9C1D1D</image:title><image:caption>Physical therapy. And emotional.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/06/6abc9bba-f6f8-4121-b678-68941ceb4666.jpeg</image:loc><image:title>6ABC9BBA-F6F8-4121-B678-68941CEB4666</image:title><image:caption>There goes my allowance…</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/06/5dad8dbe-e4ee-4639-9d2c-dd0e96a00e27.png</image:loc><image:title>5DAD8DBE-E4EE-4639-9D2C-DD0E96A00E27</image:title><image:caption>“Life is really good.”</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/06/693b9151-6030-41d6-98bb-7b8dd17e0cbe.jpeg</image:loc><image:title>693B9151-6030-41D6-98BB-7B8DD17E0CBE</image:title><image:caption>#GranddaughterFI</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/06/4e338032-9b56-41e1-afbf-8ac38e914459.jpeg</image:loc><image:title>4E338032-9B56-41E1-AFBF-8AC38E914459</image:title><image:caption>Sunrises are better than ever.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/06/cf78436d-f1aa-492d-b967-6de10a597d06.jpeg</image:loc><image:title>CF78436D-F1AA-492D-B967-6DE10A597D06</image:title><image:caption>“So far so good!”</image:caption></image:image><lastmod>2022-07-15T21:22:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2022/03/24/under-new-management-again/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/usaa-digital-milex-2016-ryan-guina-doug-nordman.png</image:loc><image:title>USAA Digital MilEx 2016 Ryan Guina Doug Nordman</image:title><image:caption>Six years ago at a USAA conference.</image:caption></image:image><lastmod>2022-03-23T01:35:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/09/24/i-would-have-started-my-reserve-pension-by-now/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/00b3c-pile-of-money-paper-bills-640x400-1.png</image:loc><image:title>Pile of money paper bills 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e93c6-joint-travel-regulations-scaled-1.jpg</image:loc><image:title>hearth of old books</image:title><image:caption>hearth of old books. Isolated on white background</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/299fe-broadside-if-spouses-wrote-fitreps.jpg</image:loc><image:title>Broadside If spouses wrote FITREPs</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/2b815-one-weekend-a-month-my-ass.jpg</image:loc><image:title>One weekend a month my ass</image:title></image:image><lastmod>2022-03-23T01:10:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/01/02/raising-your-money-savvy-family-book/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/dd5c2-screenshot-of-editing-the-google-doc-for-the-book-raising-your-money-savvy-family-for-next-generation-financial-independence.jpg</image:loc><image:title>Screenshot of editing the Google Doc for the book Raising Your Money-Savvy Family For Next Generation Financial Independence</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/409c1-prius-oil-change-by-a-teenage-driver-with-a-job-640x400-1.png</image:loc><image:title>Prius oil change by a teenage driver with a job 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/9272f-stand-up-paddleboard-clinic-at-campfi-mid-atlantic-2019-1.jpg</image:loc><image:title>Stand-up-paddleboard-clinic-at-CampFI-Mid-Atlantic-2019</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/24842-fincon18-orlando-pink-flamingo-floatie.jpg</image:loc><image:title>FinCon18 Orlando pink flamingo floatie</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/345e2-campfi-luther-springs-2018-doug-talk-on-high-savings-rate.jpg</image:loc><image:title>CampFI Luther Springs 2018 Doug talk on high savings rate</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/dfe34-img_5991-scaled-1.jpg</image:loc><image:title>IMG_5991</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/7a93b-img_2990.jpg</image:loc><image:title>IMG_2990</image:title></image:image><lastmod>2022-03-23T01:00:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2021/07/01/did-dfas-and-the-tsp-let-you-contribute-too-much/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/323b7-military-guide-cover-640x400-1.png</image:loc><image:title>Military Guide cover 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/32f00-dfas-seal-of-defense-finance-and-accounting-service.png</image:loc><image:title>DFAS Seal of Defense Finance and Accounting Service</image:title></image:image><lastmod>2022-03-23T00:50:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2022/01/20/one-year-later-financial-independence-follow-up/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/8e474-wall-of-tv-screens-depositphotos-scaled-1.jpg</image:loc><image:title>Wall of screens</image:title><image:caption>Curved wall of screens</image:caption></image:image><lastmod>2022-03-23T00:47:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2019/12/05/financial-independence-conferences/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/618a4-fincon19-logo-and-motto-640x400-1.png</image:loc><image:title>FinCon19 logo and motto 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d9df5-chautauqua-logo-upside-down-globe.jpg</image:loc><image:title>Chautauqua logo upside-down globe</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a6b5b-chatauqua-portugal-presentation-by-alan-donegan.jpg</image:loc><image:title>Chatauqua Portugal presentation by Alan Donegan</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f827a-douro41-resort-for-chautauqua-portugal-kayaking-on-the-douro-river.jpg</image:loc><image:title>Douro41 resort for Chautauqua Portugal kayaking on the Douro River</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/2cc6e-money-room-at-zero-box-lodge-in-porto-portugal-for-fi-chautauqua.jpg</image:loc><image:title>Money room at Zero Box Lodge in Porto Portugal for FI Chautauqua</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/374d8-c-5-at-dover-afb-boarding-space-a-passengers-for-spangdahlem-air-base.jpg</image:loc><image:title>C-5 at Dover AFB boarding Space A passengers for Spangdahlem Air Base</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/86473-military-influencer-conference-2019-arch-and-logo.jpg</image:loc><image:title>Military Influencer Conference 2019 arch and logo</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/89649-fincon19-logo-and-motto-at-base-of-escalator.jpg</image:loc><image:title>FinCon19 logo and motto at base of escalator</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/550f6-camp-mustache-seattle-2017-agenda-1.jpg</image:loc><image:title>Camp Mustache Seattle 2017 agenda 1</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/1784b-stand-up-paddleboard-clinic-at-campfi-mid-atlantic-2019.jpg</image:loc><image:title>Stand-up paddleboard clinic at CampFI Mid-Atlantic 2019</image:title></image:image><lastmod>2022-03-15T23:26:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/09/10/lessons-learned-so-far-from-a-money-savvy-book-launch/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/83085-new-releases-in-personal-finance-15-july-2020-640x400-1.png</image:loc><image:title>New Releases in Personal Finance 15 July 2020 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/94550-new-releases-in-personal-finance-15-july.jpg</image:loc><image:title>New Releases in Personal Finance 15 July</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/686ec-carol-and-marge-nordman-at-barcelona-gaudi-la-pedrera-apartments.jpg</image:loc><image:title>Carol and Marge Nordman at Barcelona Gaudi La Pedrera apartments</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/295c1-familyroom-corner-with-dougs-writing-desk.jpg</image:loc><image:title>Familyroom corner with Doug's writing desk</image:title></image:image><lastmod>2020-09-10T15:00:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/tools-for-your-military-career-and-financial-independence/</loc><lastmod>2020-08-09T14:51:08+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://militaryfinancialindependence.com/2020/05/28/how-i-planned-8-months-of-travel/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0181c-book-and-pocket-guide-images-640x400-1.png</image:loc><image:title>Book and pocket guide images 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/fc109-view-from-the-dog-sled.jpg</image:loc><image:title>View from the dog sled</image:title><image:caption>View from the dog sled</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3ea4a-park-city-utah-ski-resort-sunny-winter-day.jpg</image:loc><image:title>Park City Utah skiing resort on a sunny winter day</image:title><image:caption>Park City Utah skiing resort on a sunny winter day. Beautiful skiing and snowboarding resort in Park City, Utah viewed on a sunny winter day. Snowy mountain and bright sky can be seen in the distance.</image:caption></image:image><lastmod>2020-06-03T03:24:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/05/14/im-59-5-years-old-and-done-writing-about-my-money/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/5259d-personal-capital-net-worth-volatility-640x400-1.png</image:loc><image:title>Personal Capital net worth volatility 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/27ea3-arya-with-the-military-guide.jpg</image:loc><image:title>Arya with The Military Guide</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/328bd-fidelity-balance-history-may-2018-may-2020.jpg</image:loc><image:title>Fidelity balance history May 2018 - May 2020</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c9f7f-stock-market-2000-2011.jpg</image:loc><image:title>Stock market 2000-2011</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c4770-nords-net-worth-1991-march-2020-with-1999-indexed-to-100.png</image:loc><image:title>Nords net worth 1991-March 2020 with 1999 indexed to 100</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/90ce6-dumb-and-dumber-theres-a-chance.png</image:loc><image:title>Dumb and Dumber there's a chance</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/b8c4f-arya-a-little-mischief.jpg</image:loc><image:title>Arya a little mischief</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/77f86-doonesbury-ol-surfer-dude.jpg</image:loc><image:title>Doonesbury Ol Surfer Dude</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3b370-money-room-at-zero-box-lodge-in-porto-portugal-september-2019-one-of-many-shots-in-that-sep-folder-scaled-1.jpg</image:loc><image:title>Money room at Zero Box Lodge in Porto Portugal September 2019 one of many shots in that Sep folder</image:title></image:image><lastmod>2021-01-22T14:10:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/04/30/from-the-mail-buoy-hawaii-investment-rental-properties/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d9e64-rainbow-over-hawaii-real-estate-640x400-1.png</image:loc><image:title>Rainbow over Hawaii real estate 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c7b04-scott-trench-set-for-life-paperback-book-cover.jpg</image:loc><image:title>Set For Life - Paperback.indd</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/58f08-img_5462-scaled-1.jpg</image:loc><image:title>IMG_5462</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/9f8e7-a-refrigerator-water-leak-with-fridge-front-grating-on-floor-before.jpg</image:loc><image:title>A - Refrigerator water leak with fridge front grating on floor - before</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3751b-fenced-and-gated-entry.jpg</image:loc><image:title>Fenced and gated entry</image:title></image:image><lastmod>2020-08-20T01:51:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/03/05/slow-travel-wonders-and-challenges/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/dcbc9-diamond-head-honolulu-640x400-1.png</image:loc><image:title>Diamond Head Honolulu 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/71a48-arya-with-the-military-guide.jpg</image:loc><image:title>Arya with The Military Guide</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ddb63-speeding-citation-for-47-in-a-35-in-washington-dc.jpg</image:loc><image:title>Speeding citation for 47 in a 35 in Washington DC</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f55ba-img_4563-scaled-1.jpg</image:loc><image:title>IMG_4563</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a5cb9-amsterdam-bicycle-parking-scaled-1.jpg</image:loc><image:title>Amsterdam bicycle parking</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/63087-horse-drawn-carriage-parking-in-sevilla.jpg</image:loc><image:title>Horse-drawn carriage parking in Sevilla</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/08db9-hickam-passenger-terminal-destinations-for-military-space-a-flights.jpg</image:loc><image:title>Hickam Passenger Terminal destinations for military Space A flights</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/6a470-book-cover-of-40-day-trips-from-rota-by-melinda-and-jim-ronka.jpg</image:loc><image:title>Book cover of 40 Day Trips From Rota by Melinda and Jim Ronka</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/8abef-nordman-and-zap-family-vacation-to-mauna-loa-macadamia-on-hawaii-island.jpg</image:loc><image:title>Nordman and Zap family vacation to Mauna Loa Macadamia on Hawaii Island</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/662ad-image-of-facebook-flight-status-update-from-honolulu-to-washington-dc.jpg</image:loc><image:title>Image of Facebook flight status update from Honolulu to Washington DC</image:title></image:image><lastmod>2020-06-06T06:08:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/02/17/the-whats-up-next-podcast-looking-out-for-mom-and-dad/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/1e1ea-lookin-out-for-mom-and-dad-podcast-image-640x400-1.png</image:loc><image:title>Lookin' Out For Mom and Dad podcast image 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e25f8-arya-with-the-military-guide-1.jpg</image:loc><image:title>Arya with The Military Guide</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d2604-img_7290-scaled-1.jpg</image:loc><image:title>IMG_7290</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/8de68-dean-and-doug-closeup.jpg</image:loc><image:title>OLYMPUS DIGITAL CAMERA</image:title><image:caption>OLYMPUS DIGITAL CAMERA</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/99980-dean-at-colorado-monument-national-park-dec-2009.jpg</image:loc><image:title>OLYMPUS DIGITAL CAMERA</image:title><image:caption>OLYMPUS DIGITAL CAMERA</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/69435-image-of-mom-and-dad-we-need-to-talk-book-cover-by-cameron-huddleston.jpg</image:loc><image:title>Image of Mom and Dad We Need To Talk book cover by Cameron Huddleston</image:title></image:image><lastmod>2020-05-04T15:23:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2020/01/23/yet-another-decade-in-review-post/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/25526-military-guide-cover-640x400-1.png</image:loc><image:title>Military Guide cover 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0217e-baby-on-board.png</image:loc><image:title>Baby on board</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/cc1ea-stock-market-this-is-the-top-meme.png</image:loc><image:title>Stock Market This Is The Top meme</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f62d8-tracy-alloway-bloomberg-executive-editor-tweet-about-fi-movement.jpg</image:loc><image:title>Tracy Alloway Bloomberg Executive Editor tweet about FI movement</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/2d0b9-doug-nordman-surfing-at-white-plains-beach-2019-scaled-1.jpg</image:loc><image:title>Doug Nordman surfing at White Plains Beach 2019</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/40c0b-doug-nordman-touring-roman-ruins-at-conimbriga-scaled-1.jpg</image:loc><image:title>Doug Nordman touring Roman ruins at 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point...</image:caption></image:image><lastmod>2018-07-25T22:37:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2017/11/30/in-memoriam-my-father/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a5239-military-guide-book-cover-640x400-1.png</image:loc><image:title>Military Guide book cover 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f0011-dean-at-colorado-monument-national-park-dec-2009.jpg</image:loc><image:title>OLYMPUS DIGITAL CAMERA</image:title><image:caption>OLYMPUS DIGITAL CAMERA</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/45939-dad-doug.jpg</image:loc><image:title>Dad &amp; 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nominees</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/26c1c-shark-tank-entrepreneur-panel-discussion-at-milblogging.png</image:loc><image:title>Shark Tank entrepreneur panel discussion at MilBlogging</image:title><image:caption>Shark Tank entrepreneur panel </image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e90a3-shark-tank-panel-at-military-influencer-conference.png</image:loc><image:title>Shark Tank panel at Military Influencer conference</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/9825e-shark-tank-panel-at-military-influencer-conference-640x400-1.png</image:loc><image:title>Shark Tank panel at Military Influencer conference 640x400</image:title></image:image><lastmod>2018-06-17T04:23:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2017/09/28/usaa-answers-insurance-financial-questions/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d3cef-usaa-2017-digital-milex-badge-photo.png</image:loc><image:title>USAA 2017 Digital MilEx badge photo</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/59165-usaa-2016-jd-power-survey-mortgage-satisfaction.png</image:loc><image:title>USAA 2016 JD Power survey mortgage satisfaction</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e7deb-hurricane_harvey_2017_dsc9079_36711900851-by-brant-kelly-via-wikimedia-commons-creative-commons-2.0-license.jpg</image:loc><image:title>Hurricane_Harvey_(2017)_DSC9079_(36711900851) By Brant Kelly via Wikimedia Commons Creative Commons 2.0 license</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3daa0-usaa-digitalmilex-2017-group-photo-with-michael-merwarth.jpg</image:loc><image:title>USAA DigitalMilEx 2017 group photo with Michael Merwarth</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/324e4-img_6760-e1506523694994.jpg</image:loc><image:title>IMG_6760</image:title></image:image><lastmod>2017-10-06T00:18:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2017/09/07/questions-ask-usaa-digital-milex/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/63818-usaa-building-entrance-640x400-1.png</image:loc><image:title>USAA building entrance 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e5338-usaa-logo.jpg</image:loc><image:title>USAA logo</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/452aa-usaa-mobile-app-logo-640x400-1.png</image:loc><image:title>USAA mobile app logo 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/714d4-doug-nordman-virtual-reality-usaa-digitalmilex-sep-2015-640x400-1.png</image:loc><image:title>Doug Nordman virtual reality USAA DigitalMilEx Sep 2015 640x400</image:title></image:image><lastmod>2017-10-06T00:16:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2017/08/24/hey-nords-hows-net-worth/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f44e9-nords-family-net-worth-1991-2021-with-1999-indexed-to-100.png</image:loc><image:title>Nords family net worth 1991-2021 with 1999 indexed to 100</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/74a18-nords-net-worth-1991-2017.png</image:loc><image:title>Nords net worth 1991-2017</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/7f9db-img_2722.jpg</image:loc><image:title>IMG_2722</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a6c82-sp500-index-value-2001.png</image:loc><image:title>SP500 index value 2001</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/5a437-sp500-index-value-2007-2009.png</image:loc><image:title>SP500 index value 2007-2009</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ed855-sp500-index-value-2000-2017.png</image:loc><image:title>SP500 index value 2000-2017</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/406fe-nords-net-worth-1991-2016.png</image:loc><image:title>Nords net worth 1991-2016</image:title></image:image><lastmod>2019-11-11T02:13:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2017/06/15/camp-mustache-4-encore-free-book/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a6711-img_5116.png</image:loc><image:title>IMG_5116</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/2ba04-img_5122.jpg</image:loc><image:title>IMG_5122</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/94c9d-img_5119.jpg</image:loc><image:title>OLYMPUS DIGITAL CAMERA</image:title><image:caption>OLYMPUS DIGITAL CAMERA</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c660c-img_5118.jpg</image:loc><image:title>IMG_5118</image:title></image:image><lastmod>2017-06-19T13:27:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2017/05/11/auto-insurance-premiums-rising-not-just/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/6b534-car-model-on-stacked-coins-rising-insurance-rates-depositphotos-640x400-1.png</image:loc><image:title>Car model on stacked coins rising insurance rates Depositphotos 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a5791-final-repairs.png</image:loc><image:title>Final repairs</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0c625-usaa-mobile-app-logo-640x400-1.png</image:loc><image:title>USAA mobile app logo 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/21020-usaa-logo-250x250-1.jpg</image:loc><image:title>USAA logo 250x250</image:title></image:image><lastmod>2017-05-17T15:25:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2017/05/02/turn-next-pcs-20-raise/</loc><lastmod>2017-05-23T02:22:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/12/23/5-best-personal-finance-books-ive-read-year/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0abca-books-in-reading-room-640x400-1.png</image:loc><image:title>Books in reading room 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a6e66-amazon-buy-now-with-1-click-button.jpg</image:loc><image:title>Amazon Buy Now With 1-Click button</image:title><image:caption>To order, click on any of the book covers.  </image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a3f87-your-playbook-for-tough-times-donna-freedman.jpg</image:loc><image:title>Your Playbook For Tough Times Donna Freedman</image:title><image:caption>Click the image to order.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f0974-finance-your-own-business-gerri-detweiler.jpg</image:loc><image:title>Finance Your Own Business Gerri Detweiler</image:title><image:caption>Click on the cover to order.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3cd00-can-i-retire-yet-darrow-kirkpatrick.jpg</image:loc><image:title>Can I Retire Yet Darrow Kirkpatrick</image:title><image:caption>Click on the cover to order.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0d311-the-simple-path-to-wealth-jim-collins.jpg</image:loc><image:title>The Simple Path To Wealth Jim Collins</image:title><image:caption>Click the book cover to order.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/705f8-guide-to-the-survivor-benefit-plan.jpg</image:loc><image:title>Guide To The Survivor Benefit Plan</image:title><image:caption>Click the book cover to order.</image:caption></image:image><lastmod>2017-01-01T05:26:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/11/19/usaa-digitalmilex-answers-member-questions/</loc><lastmod>2016-12-04T18:32:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/10/20/usaa-digitalmilex-conference/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/4c1f1-doug-nordman-virtual-reality-usaa-digitalmilex-sep-2015-640x400-1.png</image:loc><image:title>doug-nordman-virtual-reality-usaa-digitalmilex-sep-2015-640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/dbbeb-digitalmilex-2015-badge.jpg</image:loc><image:title>digitalmilex-2015-badge</image:title></image:image><lastmod>2016-10-23T23:12:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/09/08/military-retirees-keep-working/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/6e180-dollar-bills-image-courtesy-of-u-s-navy.jpg</image:loc><image:title>Dollar bills image courtesy of U S Navy</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ccda7-money-in-a-pile-of-20-dollar-bills.jpg</image:loc><image:title>Money in a pile of 20 dollar bills</image:title></image:image><lastmod>2017-09-01T05:15:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/08/24/best-personal-finance-books/</loc><lastmod>2016-08-30T11:20:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/07/14/really-need-retired-military-dental-insurance/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3b21e-dental-insurance-image-of-teeth-calculator-money-640x400-1.png</image:loc><image:title>Dental insurance image of teeth calculator money 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/05844-tricare-dental-insurance-metlife-logo.jpg</image:loc><image:title>Tricare dental insurance Metlife logo</image:title></image:image><lastmod>2020-06-23T22:56:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/07/06/national-guard-retirement/</loc><lastmod>2021-12-26T02:34:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/06/27/physical-fitness-impacts-financial-fitness/</loc><lastmod>2016-06-27T21:41:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/06/02/plan-finances-rest-lives/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/dbb02-spanish-piggy-banks-at-a-sevilla-crafts-market-640x400-1.png</image:loc><image:title>Spanish piggy banks at a Sevilla crafts market 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/80fa1-thrift-savings-plan-logo-1.png</image:loc><image:title>Thrift Savings Plan Logo</image:title></image:image><lastmod>2016-06-03T20:25:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/05/09/military-transition-home-rental-property/</loc><lastmod>2016-05-09T21:36:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/04/30/getting-a-cashiers-check/</loc><lastmod>2016-04-30T10:00:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/03/24/book-review-smarter-faster-better/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/5513f-marine-corps-version-of-smarter-faster-better.jpg</image:loc><image:title>Marine Corps version of Smarter Faster Better</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/1cbcf-smarter-faster-better-book-cover.jpg</image:loc><image:title>Smarter Faster Better book cover</image:title></image:image><lastmod>2016-03-24T15:00:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/03/03/retirement-lifestyles-can-i-get-back-into-the-military/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/19a90-hands-holding-an-american-flag.jpg</image:loc><image:title>Hands holding an American flag</image:title><image:caption>Old woman's hands holding an American flag</image:caption></image:image><lastmod>2021-02-15T13:03:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/02/11/should-i-invest-in-the-thrift-savings-plan-or-in-taxable-accounts/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/193e8-tsp-rules-under-blended-retirement-system.jpg</image:loc><image:title>TSP Rules Under Blended Retirement System</image:title></image:image><lastmod>2016-02-11T15:00:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/01/30/one-last-post-before-the-pro-bowl-presented-by-usaa/</loc><lastmod>2016-01-30T11:00:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/01/28/the-pro-bowl-presented-by-usaa/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/36cac-cameras-everywhere.jpg</image:loc><image:title>Cameras everywhere</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/b8f9d-media-interviews-of-military-and-nfl-players.jpg</image:loc><image:title>Media interviews of military and NFL players</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a9241-uss-missouri-on-usaa-tour-of-pearl-harbor.jpg</image:loc><image:title>USS MISSOURI on USAA tour of Pearl Harbor</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ca1f8-uss-arizona-memorial-usaa-wreath-ceremony.jpg</image:loc><image:title>USS ARIZONA Memorial USAA wreath ceremony</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/94310-uss-arizona-memorial-usaa-tour-group-e1453875910174.jpg</image:loc><image:title>USS ARIZONA Memorial USAA tour group</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/62b7b-steeler-nation-ikaika-logo-closeup.jpg</image:loc><image:title>Steeler Nation ikaika logo closeup</image:title></image:image><lastmod>2016-01-31T16:07:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/01/21/im-goin-to-the-pro-bowl-with-usaa/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/79fcb-usaa-military-appreciation-sponsor-of-the-nfl-logo-640x400-1.png</image:loc><image:title>USAA Military Appreciation Sponsor of the NFL logo 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/13076-2016_pro_bowl_logo.jpg</image:loc><image:title>2016_Pro_Bowl_logo</image:title></image:image><lastmod>2016-01-22T15:54:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2016/01/14/military-retirement-pre-separation-counseling-checklist/</loc><lastmod>2016-01-14T14:42:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/12/24/travel-while-you-can/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ee6cb-doug-nordman-tarragona-central-plaza-cafe-con-leche.jpg</image:loc><image:title>Doug Nordman Tarragona central plaza cafe con leche</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/dc31c-sevilla-historic-district-640x400-1.png</image:loc><image:title>Sevilla historic district 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3014b-three-months-of-green-waste-windfall-after-spain-trip.jpg</image:loc><image:title>Three months of green waste windfall after Spain trip</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ef16c-three-months-of-mail-after-spain-trip.jpg</image:loc><image:title>Three months of mail after Spain trip</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/81af9-dscn3129.jpg</image:loc><image:title>DSCN3129</image:title></image:image><lastmod>2017-06-27T21:09:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/12/10/fisher-house-foundation-helping-our-military-families/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ec0bb-fisher-house-at-tripler-army-medical-center-640x400-1.png</image:loc><image:title>Fisher House at Tripler Army Medical Center 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/50c0c-fisher-house-logo.jpg</image:loc><image:title>Fisher House logo</image:title><image:caption>Click to check the finances.</image:caption></image:image><lastmod>2015-12-10T11:00:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/12/03/book-review-work-rules-by-googler-laszlo-bock/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ae86d-work-rules-logo-640x400-1.jpg</image:loc><image:title>Work Rules logo 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/09726-work-rules-book-cover.jpg</image:loc><image:title>Work Rules book cover</image:title></image:image><lastmod>2015-12-03T11:15:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/11/19/financial-advice-to-start-your-military-career/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/960f9-financial-freedom-640x400-1.jpg</image:loc><image:title>Financial freedom 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ff3b1-paying-the-bills.jpg</image:loc><image:title>Paying the bills</image:title></image:image><lastmod>2016-01-28T18:41:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/11/05/lifestyles-in-financial-independence-your-mortality/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/bcb4c-dont-gamble-with-appendicitis-1944-public-health-poster-nara-514142.jpg</image:loc><image:title>Don't Gamble with Appendicitis 1944 public health poster NARA-514142</image:title></image:image><lastmod>2015-12-12T17:57:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/10/29/asset-allocation-during-financial-independence/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/85f97-pile-of-money-640x4001-1.jpg</image:loc><image:title>Pile of money 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/37521-asset-allocation-sample-pie-chart.png</image:loc><image:title>Asset allocation sample pie chart</image:title></image:image><lastmod>2015-10-31T05:39:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/10/09/getting-older-in-early-retirement/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/aef51-black-belt-family-portrait-march-2009.jpg</image:loc><image:title>Black belt family portrait March 2009</image:title></image:image><lastmod>2015-10-28T14:37:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/10/06/do-you-need-a-digit-account/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/84e39-digit-logo-640x400-1.png</image:loc><image:title>Digit logo 640x400</image:title></image:image><lastmod>2015-10-15T06:31:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/09/10/using-a-checklist-to-format-your-blog-posts/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3c73c-air-force-kc-135-pilots-conduct-a-pre-flight-checklist-during-rimpac12.jpg</image:loc><image:title>RIMPAC 2012</image:title><image:caption>120724-F-IE715-112 
JOINT BASE PEARL HARBOR-HICKAM (July 24, 2012) Lt. Col. Tom Hudnall and Maj. Andy Meudt, both assigned to the 465th Air Refueling Squadron, Tinker Air Force Base, Okla., conduct a pre-flight checklist on a KC-135 Stratotanker during Rim of the Pacific (RIMPAC) 2012. Twenty-two nations, more than 40 ships and submarines, more than 200 aircraft and 25,000 personnel are participating in the biennial Rim of the Pacific (RIMPAC) exercise from June 29 to Aug. 3, in and around the Hawaiian Islands. The world's largest international maritime exercise, RIMPAC provides a unique training opportunity that helps participants foster and sustain the cooperative relationships that are critical to ensuring the safety of sea lanes and security on the world's oceans. RIMPAC 2012 is the 23rd exercise in the series that began in 1971. (U.S. Air Force photo by Tech. Sgt. Bradley C. Church/Released)</image:caption></image:image><lastmod>2017-06-03T10:10:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/08/27/top-three-new-usaa-products-and-services/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/b9d4b-usaa-mobile-app-logo-640x400-1.png</image:loc><image:title>USAA mobile app logo 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/6186c-dscn2240.jpg</image:loc><image:title>DSCN2240</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/7dfe2-savings-coach-challenges-screen.png</image:loc><image:title>Savings Coach challenges screen</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/dbb0c-savings-coach-starting-screen.png</image:loc><image:title>Savings Coach starting screen</image:title><image:caption>First challenge coming up...</image:caption></image:image><lastmod>2020-07-21T14:51:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/07/30/surprising-secrets-of-slow-travel/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d6c20-spain-travel-locations-jan-mar-2015-640x400-1.png</image:loc><image:title>Spain travel locations Jan-Mar 2015 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/42b1a-doug-nordman-at-top-of-medina-sidonia-andalucia-spain.jpg</image:loc><image:title>Doug Nordman at top of Medina Sidonia Andalucia Spain</image:title></image:image><lastmod>2015-08-05T17:34:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/07/09/finding-your-military-work-life-balance/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f4e73-financial-stress-640x400-1.jpg</image:loc><image:title>Financial stress 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/1338b-military-stress-646443_1280.jpg</image:loc><image:title>Military stress -646443_1280</image:title><image:caption>"Hang in there"?</image:caption></image:image><lastmod>2019-02-11T15:39:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/05/14/the-military-guide-sales-update-the-gsa-schedule-rocks/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/27413-the-caxton-celebration-image-of-william-caxton-showing-specimens-of-his-printing-to-king-edward-iv-and-his-queen.jpg</image:loc><image:title>The Caxton Celebration - image of William Caxton showing specimens of his printing to King Edward IV and his Queen</image:title><image:caption>????????????????????????????????????</image:caption></image:image><lastmod>2015-05-16T21:37:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/04/30/stay-30-retire-27/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/854d3-military-guide-book-cover-640x400-1.png</image:loc><image:title>Military Guide book cover 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/cf9c3-road-sign-with-two-directions.jpg</image:loc><image:title>Road sign with two directions</image:title><image:caption>Now what?!?</image:caption></image:image><lastmod>2015-05-15T15:19:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/03/26/fast-personal-growth-through-slow-travel/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0cbd1-image8.jpg</image:loc><image:title>image</image:title></image:image><lastmod>2015-04-06T06:32:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/03/05/lifestyles-retirement-90-days-spain/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/401ef-image3.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/8ec01-image7.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/be06b-image6.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/1d2e6-image5-e1424232537118.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3f219-image4.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/be8de-image3.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/5ec5c-image2.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/2e0a8-image1.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c28c1-image2-e1424083733372.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e711f-image1-e1424083366915.jpg</image:loc><image:title>image</image:title></image:image><lastmod>2021-02-21T16:31:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/02/19/book-review-energize-retirement/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/17235-image-e1423807501944.jpg</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/4e3eb-image.jpg</image:loc><image:title>image</image:title></image:image><lastmod>2016-01-04T02:26:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/01/29/book-review-moneychat-book/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3a51a-moneychat-the-book-cover-640x400-1.png</image:loc><image:title>MoneyChat the book cover 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/eabca-moneychat-book-cover-from-e-mail-with-photo-of-dorethia-connor-kelly.jpg</image:loc><image:title>MoneyChat book cover from e-mail with photo of Dorethia Connor Kelly</image:title></image:image><lastmod>2015-01-29T15:00:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2015/01/15/survey-results-millennial-next-door/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/55041-cover-of-the-millennial-next-door-survey-ebook.jpg</image:loc><image:title>Cover of The Millennial Next Door survey eBook</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e87f9-money-in-the-form-of-20-dollar-bills-in-a-pile-640x400-1.png</image:loc><image:title>Money in the form of 20-dollar bills in a pile 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/24d91-moneytips-logo.jpg</image:loc><image:title>MoneyTips logo</image:title></image:image><lastmod>2015-01-15T20:01:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/12/04/book-review-rich-king/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f2b54-rich-as-a-king.jpg</image:loc><image:title>Rich As A King</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/6bd32-rich-as-a-king-link-to-amazon.png</image:loc><image:title>Rich As A King link to Amazon</image:title></image:image><lastmod>2014-12-04T15:00:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/11/20/book-review-gold-diggers-deadbeat-dads/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c926c-gold-diggers-and-deadbeat-dads-640x400-1.png</image:loc><image:title>Gold Diggers and Deadbeat Dads 640x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0f8c5-gold-diggers-and-deadbeat-dads-book-cover-image.jpg</image:loc><image:title>Gold Diggers and Deadbeat Dads book cover image</image:title></image:image><lastmod>2014-11-20T15:00:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/10/23/one-year-syndrome/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/8dac7-retirement-exit-road-sign-708x400-1.jpg</image:loc><image:title>Retirement exit road sign 708x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/85289-work-or-retirement-signpost.jpg</image:loc><image:title>Work-Or-Retirement-Signpost</image:title><image:caption>"Turn here!"</image:caption></image:image><lastmod>2014-10-26T05:00:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/09/25/really-need-servicemembers-group-life-insurance/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/b86aa-dod-survivor-guide-cover.png</image:loc><image:title>DoD Survivor Guide Cover</image:title></image:image><lastmod>2014-09-29T00:53:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/09/18/survey-results-retiree-next-door/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/02edd-20140909-moneytips-fincon-the-retiree-screen-res-2-1.png</image:loc><image:title>20140909-MoneyTips-Fincon-The retiree-screen Res (2) (1)</image:title></image:image><lastmod>2014-09-26T20:19:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/09/04/eight-reasons-worry-military-retirement/</loc><lastmod>2014-09-08T14:34:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/07/03/blogging-lessons-learned-interviews-plus-great-benefit/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/8688c-doug-nordman-haleiwa-alii-beach-park-708x400-1.jpg</image:loc><image:title>Doug Nordman for USAA Magazine</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/23fba-doug-nordman-haleiwa-alii-beach-park-paddling-out.jpg</image:loc><image:title>Doug Nordman for USAA Magazine</image:title></image:image><lastmod>2014-07-15T23:10:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/06/26/how-much-life-insurance-do-you-need/</loc><lastmod>2017-11-09T02:45:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/05/29/the-pitfalls-of-your-parents-finances/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/563c8-three-generations-of-family-708x400-1.png</image:loc><image:title>Three generations of family 708x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/91067-three-generations-of-family-around-the-dining-table.jpg</image:loc><image:title>Three generations of family around the dining table</image:title></image:image><lastmod>2014-06-03T16:35:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/05/08/how-to-get-kicked-out-of-tricare/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/417a3-tricare-logo-708x400-1.png</image:loc><image:title>TRICARE-Logo 708x400</image:title></image:image><lastmod>2018-01-19T14:59:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/05/01/lifestyles-in-retirement-hawaii-vacation/</loc><lastmod>2014-06-07T13:18:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/04/24/book-review-when-she-makes-more/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/cb5e0-when-she-makes-more-cover-708x400-1.png</image:loc><image:title>When She Makes More -COVER-708x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/94efb-when-she-makes-more-cover-high-res.jpg</image:loc><image:title>When She Makes More -COVER-HIGH-RES</image:title></image:image><lastmod>2014-04-25T14:39:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/03/06/can-i-count-on-a-military-pension/</loc><lastmod>2014-03-08T15:35:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/02/27/financial-independence-and-the-cost-of-raising-a-family/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/44fa3-featured-image-for-early-retirement-with-kids1.jpg</image:loc><image:title>Featured image for early retirement with kids</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/1bdd6-featured-image-for-early-retirement-with-kids.jpg</image:loc><image:title>Featured image for early retirement with kids</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a15b3-img_1252-2.jpg</image:loc><image:title>Father daughter surfing</image:title><image:caption>High five at the end of a wave.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/08f29-prius-oil-change-the-day-after-the-senior-prom.jpg</image:loc><image:title>Oil change</image:title><image:caption>"My first oil change."</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d2995-birthday-party-pizza.jpg</image:loc><image:title>Birthday party pizza</image:title><image:caption>Mmmm... pizza.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ae65e-upside-down-girl.jpg</image:loc><image:title>Upside down baby</image:title><image:caption>Future Navy officer.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/93a44-tongues.jpg</image:loc><image:title>Baby tongue</image:title><image:caption>Setting a good example.</image:caption></image:image><lastmod>2017-03-21T00:27:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/02/20/how-should-i-invest-during-retirement/</loc><lastmod>2020-01-21T16:40:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/02/13/how-do-you-justify-your-spending/</loc><lastmod>2014-02-22T19:20:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/02/06/medical-tourism-at-bangkoks-bumrungrad-hospital/</loc><lastmod>2014-02-06T11:00:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/01/30/lifestyles-in-retirement-bangkok/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e755e-bangkok-featured-image-708x400-1.jpg</image:loc><image:title>Bangkok featured image 708x400</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/77d02-ronald-mcdonald-in-bangkok.jpg</image:loc><image:title>Ronald McDonald in Bangkok</image:title><image:caption>Seriously?!?</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d19a6-chao-phraya-riverboat-taxi-landing.jpg</image:loc><image:title>Chao Phraya riverboat taxi landing</image:title><image:caption>Chao Phraya riverboat taxi landing</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/ee2f4-jim-thompson-house-bangkok.jpg</image:loc><image:title>Jim Thompson House</image:title><image:caption>Jim Thompson House courtyard</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/71e90-grand-palace-courtyard-monkey-guard.jpg</image:loc><image:title>Grand Palace courtyard Monkey Guard</image:title><image:caption>Grand Palace courtyard Monkey Guard</image:caption></image:image><lastmod>2014-02-02T14:27:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/01/16/book-review-paperback-version-of-the-power-of-habit/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/54fc4-bad-habits.jpg</image:loc><image:title>Bad habits</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/75d2e-power-of-habit-book-cover-700x408-1.jpg</image:loc><image:title>Power of Habit book cover 700x408</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/711c0-he-man-masters-of-the-universe.jpg</image:loc><image:title>He-Man Masters of the Universe</image:title><image:caption>Your typical guy personal-finance blogger...</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/f932d-the-power-of-habit-cues-routines-rewards.jpg</image:loc><image:title>The Power of Habit cues routines rewards</image:title><image:caption>Just do this!</image:caption></image:image><lastmod>2014-01-16T15:00:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2014/01/02/how-i-cost-my-dad-over-2000-in-medicare-benefits/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c60e5-medicare-logo.jpg</image:loc><image:title>Medicare-logo</image:title></image:image><lastmod>2014-01-31T16:17:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/11/14/book-review-lean-body-fat-wallet/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/15700-lean-body-fat-wallet-cover.jpg</image:loc><image:title>Lean Body Fat Wallet cover</image:title><image:caption>Change Your Behavior</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/6ffbb-lean-body-fat-wallet-cover-708x400-1.png</image:loc><image:title>Lean Body Fat Wallet cover 708x400</image:title><image:caption>Change Your Behavior</image:caption></image:image><lastmod>2013-11-14T11:00:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/11/07/options-for-national-guard-and-reserve-retirement/</loc><lastmod>2021-06-09T19:40:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/10/31/reader-question-on-veterans-group-life-insurance/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/3a565-osgli.png</image:loc><image:title>OSGLI</image:title></image:image><lastmod>2013-10-31T10:00:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/10/10/book-review-give-and-take/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c7361-give-and-take-book-cover-700x408-e1383902324908.jpg</image:loc><image:title>Give and Take book cover 700x408</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c482b-give-and-take-book-cover.jpg</image:loc><image:title>Give and Take book cover</image:title></image:image><lastmod>2013-10-10T15:00:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/09/30/national-guard-and-reserve-retirement-at-the-maximum-pay/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/13f67-usaf-reserve-organization-708x400-1.png</image:loc><image:title>USAF Reserve organization 708x400</image:title></image:image><lastmod>2013-09-30T15:00:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/09/16/selling-a-personal-finance-book-in-the-military-exchanges/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/6179a-military-guide-cover-708x400-1.png</image:loc><image:title>Military Guide cover 708x400</image:title></image:image><lastmod>2013-09-21T15:32:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/09/09/should-you-self-publish-or-use-a-publisher/</loc><lastmod>2013-10-03T14:43:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/09/05/military-reserve-retirement-tricare-and-medicare/</loc><lastmod>2013-09-05T15:00:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/08/26/book-review-soldier-of-finance/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a2ecf-soldier-of-finance-book-cover.png</image:loc><image:title>Soldier of Finance book-cover</image:title><image:caption>You know you want that pig.</image:caption></image:image><lastmod>2013-08-30T02:02:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/08/12/protecting-your-military-benefits-in-a-divorce/</loc><lastmod>2016-03-25T03:10:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/08/01/extreme-home-improvement-diy-photovoltaic-array/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/c7880-kamaaina-photovoltaic1.png</image:loc><image:title>Kama'aina photovoltaic</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/445db-kamaaina-photovoltaic.png</image:loc><image:title>Kama'aina photovoltaic</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/9877e-left-hand-panel-rails-tight.jpg</image:loc><image:caption>Father-daughter DIY</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/e3cd3-roof-panels.jpg</image:loc><image:caption>20 55-watt panels</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/07b93-panel-wire-to-junction-box-wide.jpg</image:loc><image:caption>Panel wiring to junction box</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/71d95-inverter-disconnect-box-and-utility-panel.jpg</image:loc><image:title>Inverter, disconnect box, and utility panel</image:title><image:caption>New inverter next to old analog electric meter.</image:caption></image:image><lastmod>2014-07-15T23:15:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/07/29/im-still-a-tricare-delinquent/</loc><lastmod>2013-07-29T10:00:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/07/22/extreme-home-improvement-the-finances-of-your-residential-photovoltaic-array/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/54bf5-all-panels.jpg</image:loc><image:title>All panels</image:title><image:caption>Photovoltaic with solar water heating.</image:caption></image:image><lastmod>2013-07-30T19:57:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/07/11/im-in-the-military-and-i-just-got-my-degree-now-what/</loc><lastmod>2013-07-11T20:52:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/07/04/divorce-and-a-military-reserve-pension/</loc><lastmod>2020-12-11T13:40:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/07/01/book-review-rent-vs-own/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/a0ecb-rent-vs-own.jpg</image:loc><image:title>Rent vs Own</image:title><image:caption>Try your local library first.</image:caption></image:image><lastmod>2013-07-11T14:15:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/06/13/lifestyles-in-retirement-cable-tv-troubleshooting/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/2c6f8-img_1979.jpg</image:loc><image:title>IMG_1979</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/4d5cc-water-damage.jpg</image:loc><image:title>Water damage</image:title></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/89d80-old-cable-tv-street-box-connector.jpg</image:loc><image:title>Old cable TV street box connector</image:title></image:image><lastmod>2013-06-15T15:49:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/06/12/5-ways-to-ease-the-transition-from-military-to-civilian-career/</loc><lastmod>2013-06-13T14:04:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/05/27/book-review-the-longevity-project/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/0393a-the-longevity-project-book-cover.jpg</image:loc><image:title>The Longevity Project book cover</image:title><image:caption>How long will you live?</image:caption></image:image><lastmod>2013-05-30T15:58:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/05/06/military-retirement-and-divorce/</loc><lastmod>2020-10-25T15:06:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/04/15/lifestyles-in-hawaii-hawaii-island-the-big-island/</loc><lastmod>2013-04-15T10:00:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/04/11/reserve-military-pension-for-discharge-instead-of-retired-awaiting-pay/</loc><lastmod>2021-01-12T17:15:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/04/08/reserve-military-retirement-for-active-duty-veterans-with-previous-reserve-or-national-guard-service/</loc><lastmod>2018-09-22T18:29:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/04/04/military-retirement-lessons-learned/</loc><lastmod>2019-12-15T23:43:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/03/18/joining-the-military-during-a-drawdown/</loc><lastmod>2016-04-04T18:24:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/03/07/23andme-genetic-testing-reviews/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/01aef-img_1799.jpg</image:loc><image:title>23andMe spit tube</image:title><image:caption>The spit tube with cap and preservative.</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/7adcb-img_1797.jpg</image:loc><image:title>23andMe boxes</image:title><image:caption>23andMe boxes arrived in the mail</image:caption></image:image><lastmod>2013-03-26T15:29:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/02/21/should-you-start-a-civil-service-bridge-career-after-the-military/</loc><lastmod>2013-02-24T16:11:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/02/14/when-do-you-stop-contributing-to-tax-deferred-accounts/</loc><lastmod>2013-02-14T11:00:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/02/07/navy-women-are-joining-the-crews-of-virginia-class-attack-submarines/</loc><lastmod>2013-02-07T11:00:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/02/04/book-review-to-forgive-design/</loc><lastmod>2013-02-05T14:08:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/01/30/guest-post-wednesday-my-road-to-a-reserve-retirement/</loc><lastmod>2015-11-05T18:28:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/01/24/dealing-with-credit-card-fraud-any-suggestions/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/57728-a-team-on-duty.jpg</image:loc><image:title>I was at hoping to talk to someone who at least understood the problem and might do something about it...</image:title><image:caption>They don't do credit cards.</image:caption></image:image><lastmod>2013-01-26T12:56:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2013/01/17/save-money-by-fixing-your-own-plumbing/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/d7c7c-plumber-snake.jpg</image:loc><image:title>Plumber snake</image:title><image:caption>A typical plumber's snake</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/cc0dd-kitchen-sink-drain-cleanout-plug-pipe-hole.jpg</image:loc><image:title>Kitchen sink drain cleanout plug pipe hole</image:title><image:caption>Kitchen sink drain cleanout plug pipe hole</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/894f1-kitchen-sink-drain-cleanout-plug.jpg</image:loc><image:title>Kitchen sink drain cleanout plug</image:title><image:caption>Kitchen sink drain cleanout plug</image:caption></image:image><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/94349-kitchen-sink-drain-and-vent-line.jpg</image:loc><image:title>Kitchen sink drain and vent lines</image:title><image:caption>Kitchen sink drain and vent lines</image:caption></image:image><lastmod>2013-01-20T16:08:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://militaryfinancialindependence.com/2012/12/31/book-review-pocket-your-dollars/</loc><image:image><image:loc>https://militaryfinancialindependence.com/wp-content/uploads/2022/03/be1a4-pocket-your-dollars-book-cover-194x300-1.jpg</image:loc><image:title>How to change your attitude about money so that 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